lending_borrow_obligation_liquidity_v2

Borrows liquidity from Kamino Lending against a vault-owned obligation.

Handler narrative

Load the GLAM state or program account required by the instruction and verify the signer.
Verify that the integration is enabled on the vault and that the caller has the required delegate permission or owner authority.
Validate the instruction-specific policy, then invoke the external protocol with the vault authority where required.

The submitted accounts must match the declared account list, signer requirements, writable requirements, fixed program addresses, and account relationships shown below.
The GLAM state account is the source of truth for owner, enabled integrations, delegate permissions, policies, assets, borrowable assets, timelock settings, mint linkage, and pricing records.
The vault account must be the PDA controlled by the core protocol program and derived conceptually from the state account; instructions use it as the vault authority for SOL, token accounts, and external positions.
The vault integration ACL must enable this integration before the instruction is accepted; that enablement is defined on the GLAM state account.
If the signer is not the owner, the delegate ACL on the GLAM state must contain the exact protocol permission required by this instruction; registering a delegate alone is insufficient.
Instruction-specific destination accounts must satisfy the external protocol's own account model; GLAM validates the accounts it needs for authorization and policy enforcement, then passes the remaining protocol accounts through CPI.
Borrowing must satisfy both the vault-level borrowable asset list and the integration-specific borrow allowlist where one is configured.

Uses the standard Big Seven account pattern, plus the instruction-specific accounts below.

Account	Role	Description
obligation	writable	External lending obligation account used by the instruction.
lending_market	read-only	Instruction-specific account supplied by the caller or SDK.
lending_market_authority	read-only	Instruction-specific account supplied by the caller or SDK.
borrow_reserve	writable	External reserve account used by the instruction.
borrow_reserve_liquidity_mint	read-only	Token mint account used by the instruction.
reserve_source_liquidity	writable	External reserve account used by the instruction.
borrow_reserve_liquidity_fee_receiver	writable	External reserve account used by the instruction.
user_destination_liquidity	writable	Instruction-specific account supplied by the caller or SDK.
referrer_token_state	writable, optional	Instruction-specific account supplied by the caller or SDK.
instruction_sysvar_account	read-only	Instruction-specific account supplied by the caller or SDK.
obligation_farm_user_state	writable, optional	External lending obligation account used by the instruction.
reserve_farm_state	writable, optional	External reserve account used by the instruction.

Argument	Type	Notes
liquidity_amount	u64	Liquidity amount to borrow from the reserve, in the asset's smallest unit.

Enable KaminoLend on the vault integration ACL. Protocol bitflag: 0b00000001.
Delegate permission: Kamino Lending Borrow (0b0000000000001000).
Borrowing must satisfy the vault-level borrowable asset list and any integration-specific borrow allowlist.

await glamClient.kaminoLending.borrow(
  market,
  usdcMint,
  new BN(200_000_000),
);

Kamino user metadata and the relevant obligation accounts must exist before lending movement instructions run.